At its most basic definition, home insurance provides coverage for personal liabilities arising from negligence, which most commonly involves damages inflicted on another person or property. Depending on your policy, you can even be covered for legal defense needs.
The Most Basic Policy
Among the basic types of homeowners insurance coverage that you can expect to be offered as options when you consult with a professional include is the HO-1 policy covering for natural disasters such as lightning, windstorm or hail, or volcanic eruption. Read more on this article: http://bit.ly/2njmjUj