In short, driving is a dicey situation. All you can do is pay attention to your own driving, which is often enough to remain accident free. Almost is never good enough in today’s litigious atmosphere. This is why purchasing auto insurance is a wise move.
Insurance can protect you from exorbitant costs, such as hospitalization and auto repair. This would also apply to the other vehicle or vehicles and those inside them should you be found at fault in the accident. Read more on this article: http://bit.ly/2ndigXT