When it comes to car accidents, it’s not a question of if, but of when. According to estimates from CarInsurance.com, motorists can expect to crash their car once every 18 years or so. If you haven’t been in a mishap yet, it’s certainly lurking around the corner.
That’s why getting adequate car insurance is more important than ever. After all, if you’re going to experience multiple accidents in your life, you might as well be financially protected each time, right?
But when it’s time to renew your policy, are you sure that you’re getting the best deal? Not if you believe some of the following myths involved with auto insurance.
Credit Rating Has No Effect on My Premiums
Unfortunately, certain states–including Georgia–are allowed to use your credit score to determine auto insurance premiums. Remember, your credit score is an indication of your capacity to make payments on services, including auto insurance.