When talking about auto insurance, most states would not necessarily require car owners to have one. When it comes to Georgia, however, their case becomes unique because the state does require auto insurance for Decatur, GA vehicle owners. Specifically, liability insurance is needed to help cover for any injuries or damages the owner may have caused in a car accident. In addition to that, proof of the insurance is needed when registering a car.
Generally speaking, most car owners would need a minimum amount of liability coverage and personal injury protection coverage. As mentioned earlier, liability covers for damage done to other people, objects, and cars as caused by the owner’s car. On the other hand, personal injury protection, or PIP, covers medical expenses and lost wages, but the latter is only present in some cases.