Your application for insurance may also be affected by your insurance score. This is separate from your credit score, although credit companies and insurers will tell you that your insurance score is based on data from your credit report. Your insurance score reflects insurers’ projection of your likelihood to file for a claim. The higher your insurance score, the less likely you are to file a claim, and the lower your premium is expected to be.
All these factors show just how difficult it could get to find the right policy for your needs, and how important it is to work with a Decatur, GA insurance company like Focus Insurance Group, which prides itself in having a friendly staff who can patiently guide their clients in making the right insurance policy choice.